{"id":99597,"date":"2023-10-03T09:07:33","date_gmt":"2023-10-03T07:07:33","guid":{"rendered":"https:\/\/cibtestawsls.cib.de\/?p=99597"},"modified":"2024-11-04T13:35:12","modified_gmt":"2024-11-04T12:35:12","slug":"cib-financing-equal-opportunities-education","status":"publish","type":"post","link":"https:\/\/cibtestawsls.cib.de\/en\/cib-financing-equal-opportunities-education\/","title":{"rendered":"CIB Financing for equal opportunities in education\u00a0"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"99597\" class=\"elementor elementor-99597\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80c588b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80c588b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d2fe9c\" data-id=\"1d2fe9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8951b0a elementor-widget elementor-widget-text-editor\" data-id=\"8951b0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThere is currently unwelcome news for students who depend on financial aid: The German Development Bank (KfW) has announced that it will change the conditions of its student loan from October onwards. The interest rate will rise from 8.34% to 9.18%. For many, this is a slap in the face, especially since the Federal Government talks about educational opportunities \"for everyone\". \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e787173 elementor-widget elementor-widget-html\" data-id=\"e787173\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p hidden><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a11bd7 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a11bd7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c325c0a\" data-id=\"c325c0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-adbe80a elementor-widget elementor-widget-text-editor\" data-id=\"adbe80a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At CIB we do not stand idly by and offer a loan to the company on much more favorable terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2979868\" data-id=\"2979868\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34dcd76 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"34dcd76\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"397\" src=\"https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2022\/10\/Blog-Headergraphics_jovenes-talentos_1-1024x397.png\" class=\"attachment-large size-large wp-image-58362\" alt=\"\" srcset=\"https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2022\/10\/Blog-Headergraphics_jovenes-talentos_1-1024x397.png 1024w, https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2022\/10\/Blog-Headergraphics_jovenes-talentos_1-475x184.png 475w, https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2022\/10\/Blog-Headergraphics_jovenes-talentos_1-768x298.png 768w, https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2022\/10\/Blog-Headergraphics_jovenes-talentos_1-e1768315243611.png 1031w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa5b1c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa5b1c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81e65f8\" data-id=\"81e65f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1aa491 elementor-widget elementor-widget-text-editor\" data-id=\"f1aa491\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our financing model is not only aimed at workers who wish to finance a house or the installation of solar panels on their home, but explicitly at those who wish to invest in their education.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eeeec13 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eeeec13\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4d4028\" data-id=\"e4d4028\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af822f5 elementor-widget elementor-widget-heading\" data-id=\"af822f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our motivation? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3d8ac4 elementor-widget elementor-widget-text-editor\" data-id=\"a3d8ac4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At a time when financing education is becoming increasingly important, we want to make our contribution. Because education and equal opportunities must not depend on credit conditions!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6b6b2f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6b6b2f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8de2557\" data-id=\"8de2557\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a164179 elementor-widget elementor-widget-image\" data-id=\"a164179\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/cibtestawsls.cib.de\/wp-content\/uploads\/2023\/10\/finatiation-49-e1767881904579.png\" class=\"attachment-large size-large wp-image-99680\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b3ad51\" data-id=\"7b3ad51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-752bd91 elementor-widget elementor-widget-text-editor\" data-id=\"752bd91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li class=\"translation-block\"><strong>Lower interest rates:<\/strong> Compared to traditional banks and now also to KfW, we offer significantly lower interest rates.<\/li><li class=\"translation-block\"><strong>Easy access:<\/strong> The relationship with our employees is important to us. That's why we make the credit process simple and straightforward.<\/li><li class=\"translation-block\"><strong>Flexible repayment:<\/strong> Often, repayment can be made directly via payroll or a bonus payment - this makes processing much easier.<\/li><li class=\"translation-block\"><strong>Financing options:<\/strong> Whether studying, training, buying a house, car or photovoltaic system - our loan offers a variety of options.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c3e577e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c3e577e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db804e9\" data-id=\"db804e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2825941 elementor-widget elementor-widget-text-editor\" data-id=\"2825941\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In addition, we ensure that interest benefits for our employees are tax-exempt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c4601 elementor-widget elementor-widget-text-editor\" data-id=\"f7c4601\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let\u2019s CIB!<br><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Wenig erfreuliche Nachrichten gibt es derzeit f\u00fcr Studierende, die auf finanzielle Unterst\u00fctzung angewiesen sind: Die KfW hat angek\u00fcndigt, ab Oktober die Konditionen f\u00fcr ihren Studienkredit zu \u00e4ndern. Der Zinssatz steigt auf 8,34 bis 9,18 Prozent. F\u00fcr viele ein Schlag ins Gesicht, zumal die Bundesregierung von Bildungschancen f\u00fcr &#8220;alle&#8221; spricht. Wir sehen dieser Situation nicht tatenlos &#8230; <a title=\"CIB Arbeitgeberdarlehen f\u00fcr Bildungschancen &#8211; CIB reagiert auf die \u00c4nderung der KfW-Konditionen\u00a0\" class=\"read-more\" href=\"https:\/\/cibtestawsls.cib.de\/en\/cib-financing-equal-opportunities-education\/\" aria-label=\"Read more about CIB Arbeitgeberdarlehen f\u00fcr Bildungschancen &#8211; CIB reagiert auf die \u00c4nderung der KfW-Konditionen\u00a0\">Read more<\/a><\/p>","protected":false},"author":246,"featured_media":99676,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[1064,2169],"class_list":["post-99597","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cib-group","tag-soziale-verantwortung","tag-cib-incentives"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CIB Arbeitgeberdarlehen f\u00fcr Bildungschancen - CIB reagiert auf die \u00c4nderung der KfW-Konditionen\u00a0 - CIB Group<\/title>\n<meta name=\"description\" content=\"CIB bietet Mitarbeiter Arbeitgeberdarlehen zu niedrigen Zinsen und Konditionen. 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